부모님 이야기를 가족책으로 만들 때: 자료·동의·제작비를 먼저 정하는 법
인터뷰 질문 20개와 실제 내려받는 예산표로 가족 기록집을 준비합니다. 원고 편집비와 인쇄비, ISBN과 내부 공유를 분리해 불필요한 지출을 줄입니다.
- 가족책
- 기록집
- 출판
- 예산
Daily log · Field notes
Record the day, turn it into the next action
A place to read the day's records and problems on the ground through the lens of AI practice, work and people — and to organize them so they can be used again. Small field observations and AI experiments are kept here as posts you can come back to.
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연금저축 600만원·IRP 합산 900만원, 세액공제 계산과 중도해지 확인
연금저축 600만원과 퇴직연금 포함 900만원 세액공제 한도를 구분합니다. 600만원을 60만원으로 쓴 예시를 정정하고 납입액·계산상 공제액·환급액을 나눠 확인합니다.
- 연금저축
- IRP
- 세액공제
- 연말정산
월세 세액공제, 17%·15%와 연 1000만원 한도 계산 — 잘못된 수치 정정
국세청 안내 기준 월세 세액공제율은 17%·15%, 대상 월세 한도는 연 1000만원입니다. 소득·무주택·주소·주택 요건과 실제 세액공제 계산을 확인합니다.
- 월세
- 세액공제
- 연말정산
- 증빙
퇴직금·실업급여·근로장려금, 제도가 다르면 각각 요건을 확인하세요
셋 모두 수급 불가라는 잘못된 설명과 퇴직금 계산을 정정합니다. 퇴직급여·구직급여·근로장려금의 기준 기간과 소득 종류를 분리해 확인합니다.
- 근로장려금
- 실업급여
- 퇴직금
- 자료정리
전세 보증금 반환이 늦어질 때: 증빙·이사·법적 절차 확인표
전입신고·확정일자의 임의 금액 기준과 무료 지급명령·회수 보장 설명을 정정합니다. 보증금을 못 받은 상태에서 이사하기 전 확인할 자료와 상담 창구를 정리합니다.
- 전세보증금
- 확정일자
- 임차권등기
- 지급명령
전세 계약 전 확인할 7가지 — 소유자·권리·전입·보증·예산
가상의 전세취득세와 보증금 금액별 전입·확정일자 조건을 정정합니다. 등기·건축물·반환보증·특약·잔금·전입 확인을 준비하는 체크리스트입니다.
- 전세
- 보증금
- 확정일자
- 전입신고
주택담보대출 LTV·DTI·DSR, 실제 한도 조회 전에 정리할 자료
집값과 상환 부담을 보는 세 지표를 구분하고 스트레스 DSR·지역·상품·기존 대출·소득 증빙을 은행에 확인하는 질문표를 제공합니다. 실제 승인 한도를 보장하지 않습니다.
- 주택담보대출
- LTV
- DSR
- DTI
연말정산 항목 비교: 소득공제와 세액공제를 먼저 구분하는 표
오래된 월세 10%·12%, 연금저축 소득공제·400만원 한도 설명을 정정합니다. 국세청 안내에 따라 공제 종류·소득 구간·증빙·귀속연도를 확인하는 순서입니다.
- 연말정산
- 소득공제
- 세액공제
- 증빙
Before You Accept Your Severance Pay — A Settlement Checklist
There are things to check before accepting the severance figure your company wrote down — from what went into the average wage to the payment deadline. Here is the order to check it in.
- severance pay
- checklist
- labor standards
- payroll settlement
Rent Limit vs Monthly Income — Where the 30% Rule Breaks Down
The basis and the gaps in the advice that rent should stay under 30% of income. A three-step method that includes management fees, utilities and deposit interest, plus a table by pay bracket.
- housing cost
- rent
- personal finance
- calculation
Growing a Sum for One Year Compared — Deposits, Savings Plans and Government Bonds
What is left after one year on 30 million won, product by product. Example rates for interest, tax and liquidity, with a comparison table and criteria for choosing.
- savings
- deposit
- savings plan
- government bond
- comparison
The Employment Contract: 12 Things to Check Before You Sign
An employment contract is hard to change once you have signed it. The items the law requires — pay, hours, holidays — in the order to check them.
- employment contract
- checklist
- labor standards
- onboarding
Work Injury Claims, in the Order You Are Most Likely to Miss a Step
Employers do not always handle a work injury claim for you. Deadlines, documents, and what to do when the employer refuses — in procedure order.
- work injury
- industrial accident
- checklist
- COMWEL
Hybrid Work Cost-Benefit Calculator — Putting Commuting Time on the Bill
Convert transport, meal costs and commuting time into money to calculate the balance of switching to remote work. A comparison of five days, three days and full remote, plus equipment and utility costs.
- remote work
- commuting
- calculation
- work-life balance
Permanent, Fixed-Term, Freelance, Platform Work Compared — What to Check Before Signing
Severance pay, annual leave and unemployment benefits all change with the contract form. A side-by-side table of labour rights across four contract types, plus a contract checklist.
- employment contract
- freelance
- platform work
- comparison
Where the Three-Month Emergency Fund Number Comes From
An emergency fund is not 'bigger is better' but 'what are you surviving on it for.' The basis for the three-month rule, and how to calculate it for your own situation.
- emergency fund
- personal finance
- household economy
Weekly Holiday Allowance: the 15-Hour Rule and Showing Up
You earn a paid weekly holiday if your scheduled work is 15 hours or more a week and you worked all your scheduled days that week. 40 hours means 8 hours of leave; part-timers get a proportionate share.
- weekly rest day
- minimum wage
- labor standards
- calculation
Annual Leave Pay: When Unused Leave Turns Into Money
Paid annual leave accrues for the number of days in Article 60 of the Labor Standards Act; once the claim period expires, the unused days are compensated at the ordinary wage. A lawful request to use leave can remove the payment entirely.
- annual leave pay
- paid leave
- ordinary wage
- calculation
Unemployment Benefits in 2026: Calculating the Daily Job-Seeking Allowance
In 2026 the daily job-seeking allowance is 60% of the base daily amount, capped at 68,100 won and floored at 66,048 won. The number of eligible days and the order of calculation, set out from the statute.
- unemployment benefits
- job-seeking allowance
- employment insurance
- calculation
Severance Pay: Why There Is None Under One Year
Statutory severance requires one year of continuous employment and 15 or more hours a week. It is the daily average wage times 30, multiplied by days employed divided by 365.
- severance pay
- average wage
- labor standards
- calculation
Recommended Resignation vs Voluntary Resignation: Where the Benefit Differs
The job-seeking allowance depends on why you left. A recommended resignation for company reasons usually qualifies; a voluntary resignation for personal reasons is in principle excluded. The exceptions are set out in the enforcement rule.
- recommended resignation
- voluntary resignation
- unemployment benefits
- reason for leaving
Parental Leave Benefits: How They Differ from Your Company Salary
Under the Employment Insurance Act enforcement decree effective September 18, 2026, the parental leave benefit is up to 2.5 million won for months 1–3, 2 million won for months 4–6, and 80% of the ordinary wage capped at 1.6 million won from month 7. It is not your company salary.
- parental leave
- employment insurance
- ordinary wage
- 2026
Net Pay: What Is Left After the Four Insurances
In 2026 the worker shares are National Pension 4.75%, National Health Insurance 3.595%, long-term care at 13.14% of health insurance, and employment insurance 0.9%. Workers do not pay workers' compensation. Income tax is separate.
- four social insurances
- net pay
- national pension
- health insurance
The 2026 Minimum Wage Monthly Figure: Does It Include Weekly Holiday Pay?
The 2026 minimum wage is 10,320 won per hour and 2,156,880 won per month at 40 hours a week. The monthly figure already includes 8 hours of paid weekly holiday.
- minimum wage
- weekly holiday allowance
- monthly pay
- 2026
Work Injury Suspension Pay: How Many Days of Your Average Wage
The suspension benefit for time you cannot work because of a work-related injury or illness is 70% of the average daily wage. It is not paid for periods of 3 days or less.
- work injury
- suspension benefit
- average wage
- calculation
Comparing AI for Long Document Summaries: Why a Smooth Summary Is Still Risky
When summarizing reports and contracts with AI, how to compare and verify input length, citation accuracy and hallucination.
- AI tools
- comparison
- documents
- work automation
AI Work Automation: Five Steps to Decide Before the Tool
Work AI automation fails because of order, not tools. Five steps: find repetitive work, separate judgment from preparation, and test small.
- AI work
- automation
- practice
AI and SaaS Subscription Audit: Cutting Overlapping Costs
A quarterly audit procedure that finds duplicate features, unused seats and quiet auto-renewals when AI and SaaS subscriptions pile up.
- AI tools
- SaaS
- cost
- work automation
ChatGPT, Claude, Gemini, Copilot — What One Person Actually Needs
Based on public prices as of 24 September 2026, one person running several chat subscriptions pays about 80 dollars a month. If only the writing job overlaps, one is enough. Copilot is separate when Microsoft files are involved.
- AI tools
- pricing
- ChatGPT
- Copilot
AI Plans: Free or Paid — How to Decide
The order to check limits, data policy, admin features and overage when comparing free and paid AI plans on a team-work basis.
- AI tools
- SaaS
- cost
- comparison
Comparing AI Tools for Meeting Notes: Where Korean Recognition Differs
The order to check when choosing a meeting transcription and minutes tool: Korean recognition, speaker separation, summary accuracy and security.
- AI tools
- comparison
- meetings
- work automation
Calculating ROI Before Adopting a Per-User AI Tool
A procedure for putting the numbers on time saved and real cost before adopting an AI tool charged per user, such as Microsoft 365 Copilot.
- AI tools
- SaaS
- comparison
- cost
Organizing Meeting Notes with AI: Four Steps That Separate Decisions from Next Actions
If you only summarize meeting notes with AI, decisions and ownership disappear. The four steps of collecting, structuring, verifying and delivering, plus a review checklist.
- meeting notes
- AI
- work notes
Work AI Compared: Where to Use ChatGPT, Gemini and Claude
The criteria to check before the feature list when choosing between ChatGPT, Gemini and Claude for work, and how to split the three tools by role.
- AI tools
- comparison
- work automation
7 Criteria for Choosing AI and SaaS Tools: Before the Price List
Seven things to check before the price list when choosing AI and SaaS tools: data boundaries, export, verification burden, adoption cost, exit plan and more.
- AI tools
- SaaS
- comparison
Swedish Welfare — Could Korea Just Copy It?
Before envying the Swedish model, it is worth looking at how that country reached it.
- welfare
- Sweden
- society
Will the End of Work Really Come — Why Basic Income Keeps Coming Back
If work shrinks, how do we eat? Here is the background behind the recurring basic income debate.
- labour
- basic income
- economy
Winter on a Construction Site — What the Silent Cranes Say
Why a slump in construction is everyone's concern, seen through the eyes of someone on site.
- construction
- industry
- economy
I Have Some Doubts About the Claim That an Apartment Is the Answer to Wealth
Is the success formula of apartment investment right for everyone? I weighed it from a different angle.
- real estate
- personal finance
- money
AI Is Taking My Rice Bowl — and What We Should Prepare Anyway
Will AI take jobs? Instead of only worrying, here is a realistic set of responses.
- AI
- jobs
- future
A Verification Procedure So You Do Not Use AI Output As Is
AI sentences easily mix fact with inference. A verification procedure that checks four things: source, reference date, numbers and proper nouns.
- AI verification
- fact checking
- writing
The Force to Keep Going: What the People Who Continue Share
What lasts longer than talent, the small thing people who do not stop have in common.
- consistency
- recording
- work
Ten Minutes Is Enough for a Site Briefing
A short briefing method that aligns purpose, current state, blockage and next action before anyone talks at length.
- site
- communication
- planning
Upgrading Your Daily Review, Slightly
Five minutes before bed, a simple way to look at the day from three different angles.
- review
- routine
- recording
How to Get Through a Quiet Week
Getting through a week where nothing happens, using a record.
- recording
- mindset
- weekly
Why the Question Comes Before the Solution
Five questions to check first, especially when you are in a hurry to fix something.
- problem solving
- site
- conversation
Stop at Good Enough
How to finish in a good-enough state rather than never finishing while chasing perfect.
- work
- mindset
- finishing
One Page After the Meeting Ends
The smallest meeting-note format that turns discussion into a record you can re-read.
- meetings
- records
- work
Ten Minutes Before You Leave: Resetting Your Desk
A short tidying habit that clears the desk for tomorrow's version of you.
- tidying
- routine
- work
Practicing Belief in Slow Progress
On continuing anyway when there is no visible result, as long as the direction is right.
- consistency
- mindset
- work
Writing That Connects People and Work
Planning sits between people and work. Writing is how that connection is left behind.
- planning
- people
- writing
Separating Fact, Claim and Interpretation Changes the Conversation
A simple way to distinguish facts, the parties' claims and the writer's interpretation in site records and public posts.
- records
- verification
- writing
One Line a Day: The Laziest Way to Keep a Record
Instead of a perfect diary, leaving one line a day is the lazy method that lasts.
- recording
- one line
- everyday
Trust Is Built in the Follow-Up, Not the First Promise
The basics of a follow-up that reports progress and where things got stuck.
- trust
- collaboration
- working
Who to Tell First When the Plan Changes
The order of communication and a short notice format that reduces confusion when a schedule or method changes.
- site
- schedule
- communication
Small Habits Last Longer
Why small repetitions outlast big resolutions, and how to apply it to a daily record.
- habit
- consistency
- recording
The Field Note Habit: Short, Accurate, Immediate
How to build a short note habit you can write on site, before the long report.
- field work
- writing
- habit
Before Choosing a Tool, Watch How People Flow
Before introducing a new program, look at who enters what and who decides.
- tools
- organisation
- practice
Three Lines in the Morning: The Smallest Way to Open a Day
Three minutes after arriving at work, a three-line habit that sets the direction of the day.
- routine
- recording
- morning
Why I Write — Keeping the Work of the Field on Paper
Turning experiences scattered across meeting notes and chat into a record you can unfold again.
- starting
- recording
- writing
Leaving a Note for Your Future Self
A short note that makes a decision today understandable to you later.
- recording
- notes
- judgment
Recording Prompts Turns Them into a Work Asset
A method of recording what you asked the AI and how you corrected the result.
- AI
- recording
- work
Four Things to Check Before You Put Data Into AI
The habit of checking personal information, confidential material, permission and verification before entering work data into an AI tool.
- AI
- security
- personal data
The Notes You Must Not Lose When Reading Public Data
The basic habit of writing down the source, the reference date and the scope together when you read a published document or statistic.
- reading data
- verification
- planning
A Work Note You Can Find Again Needs Five Boxes
A five-box record format where you can still find the context and the next action after the work is done.
- work notes
- recording
- habit
Even Small Work Runs If You Split It Into Start, Middle and End
A minimum management method that keeps small businesses and work tasks from stalling.
- execution
- business
- planning
To Work for Long You Have to Record Where You Stopped
The technique of resting: leaving the point where you stopped and your first action, so you can start again tomorrow.
- continuity
- working
- everyday
Writing Something Worth Reading Before Adding Ads
The purpose of a post and the help it gives the reader — what a blog hoping for ad revenue needs first.
- blogging
- writing
- adsense
Using AI in Practice: Small Repetitions over Grand Innovation
Practical use of AI attached to repetitive organizing, drafting and summarizing, instead of treating it as an all-purpose tool.
- AI
- practice
- tools
Listening on a Labour Site — How to Become the Person Who Listens First
When gathering opinions on site, the attitude of the listener changes the outcome more than the speaker.
- labour
- site
- people
Ten Minutes After the Meeting — When Records Survive
How to stop postponing meeting notes to 'later'. The ten minutes right after the meeting decides the quality of the post.
- meetings
- habits
- practice
Evidence First: A Recording Method That Separates Feeling from Fact
The basics of writing from the field: writing what you saw, heard and felt without mixing them.
- recording
- evidence
- writing
Connecting People — An Introduction Is Not a Skill, It Is a Responsibility
The minimum courtesy and the recording points when connecting the person you need.
- people
- planning
- connections
Short Posts Win — Continuity Beats Completion
A strategy of steadily writing short posts instead of stalling on a long one.
- writing
- habits
- blogging
Tools Are Not Magic — Linking Notes, AI and Calendar in One Line
Instead of adding tools, building the minimum flow from field notes to posts.
- tools
- AI
- practice
Respect at Work — What Performance Language Leaves Out
The moments when you have to speak in performance metrics, and the moments when a person's dignity comes first.
- labour
- people
- respect
Field Prompts: How to Hand AI Proper Context
Practical tips for handing field notes to AI in a form it can work with, instead of a vague 'please tidy this up'.
- AI
- practice
- writing
Weekly Review: From Record to Next Week's Design
A once-a-week pass over the field notes you have piled up, choosing what you learned and what to try next.
- review
- habit
- recording
Trust on Site — Consistency Smaller Than a Promise
Site experience on building trust by small consistencies rather than by declaring it.
- site
- trust
- people
Writing for Working People — Simple Sentences Go Deeper
Why simple sentences and concrete scenes are stronger when writing to be read on a site.
- writing
- labour
- readers
Start Again Today: Pulling the Backlog Forward
Instead of trying to recover a backlog perfectly, catch one scene from today.
- starting
- habit
- recording