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posts in this topic 9 · October 2, 2026
The basis and the gaps in the advice that rent should stay under 30% of income. A three-step method that includes management fees, utilities and deposit interest, plus a table by pay bracket.
What is left after one year on 30 million won, product by product. Example rates for interest, tax and liquidity, with a comparison table and criteria for choosing.
Convert transport, meal costs and commuting time into money to calculate the balance of switching to remote work. A comparison of five days, three days and full remote, plus equipment and utility costs.
An emergency fund is not 'bigger is better' but 'what are you surviving on it for.' The basis for the three-month rule, and how to calculate it for your own situation.
A quarterly audit procedure that finds duplicate features, unused seats and quiet auto-renewals when AI and SaaS subscriptions pile up.
Based on public prices as of 24 September 2026, one person running several chat subscriptions pays about 80 dollars a month. If only the writing job overlaps, one is enough. Copilot is separate when Microsoft files are involved.
Before envying the Swedish model, it is worth looking at how that country reached it.
If work shrinks, how do we eat? Here is the background behind the recurring basic income debate.
Is the success formula of apartment investment right for everyone? I weighed it from a different angle.
